Como comprar una casa For First Time
Be a first-time homebuyer
Complete a homebuyer education course taught by an HPD-approved counseling agency
Have their own savings to contribute to the down payment or closing costs
Meet program income eligibility requirements
Make a minimum down payment of 3% of the purchase price towards the home purchase, 1% of the contract deposit must be sourced from the buyer's own funds
Purchase a 1-4 unit family home, a condominium, or a cooperative for owner-occupancy in one of the five boroughs of New York City
Pass a Housing Quality Standards (HQS) inspection before purchase
Live in the home for at least:
10 years if the loan received is less than or equal to $40,000
15 years if the loan is greater than $40,000
Have a maximum household income up to 80% AMI: Follow the link. Mas informacion en este link
